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Now that you understand the Volatility Buffer and Covered Asset strategies, it’s time to explore the financial illustrations of each strategy. Check out the overview of each client, then use the links to dive into the details for each policy type.

Client A

Client A is a 60-year-old female concerned that her retirement portfolio won’t provide her enough income to last her lifetime. After speaking with her Wealth Strategist, it was determined that a Fixed Indexed Annuity will provide her with the additional income she needs.

Client A’s one-time premium payment is $150,000.

Not only will she receive guaranteed payouts starting at age 70, she will be able to benefit from market upswings with the potential of nearly tripling her investment. The following illustrations show investment gains over 30 years, from the date of annuity purchase (age 60) to age 90.

Client B

Client B is a 35-year-old male concerned about the volatility of the market. He is looking for a non-correlated option to grow and protect his wealth so he can retire early and achieve financial freedom faster. After speaking with a Wealth Strategist, it was determined that a Wealth Maximization Account with additional Paid-Up Additions riders will help him reach his goals faster.

Client B’s annual premium payment is $30,000, which he will pay until age 65.

With a lifetime premium amount of $900,000 Client B is guaranteed over $2 million in both cash value and death benefit by age 90. Once potential dividends are factored in, he could have over $7.5 million in cash value and a death benefit of nearly $10 million—quite a return on $900,000!

Congratulations! You’ve completed all of the sections in the Volatility Buffer Toolkit.

You’re ready to take the next step toward growing and protecting your wealth.